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During the Wyoming 2020 Budget Session, the legislature has been considering Senate File 11. As of the date of this post, Senate File 11 has been passed out of the Senate and delivered to the House for consideration. It is expected to be approved by the House and signed by the Governor to become ...

One of the challenges of online marketing on a national level in the US is getting the attention of the government. There are plenty of compliance areas where one can run afoul of a government regulation or law, or appear to run afoul of such a law. If you are advertising and selling products on...

For those who have never been involved in litigation, the first lawsuit can seem overwhelming at times. At other times it can seem like nothing is happening and the case has evaporated. This is all normal. Each civil lawsuit goes through several distinct phases. Each with their own challenges and...

During the 2019 Legislative Session, Wyoming created a Chancery Court to hear and decide business cases. The new law became effective March 15, 2019. It creates a Court with limited jurisdiction over cases in excess of $50,000 at stake. The business cases include the following areas: Breach o...

Harmony Law, LLC engages in civil litigation in all state and federal courts in Wyoming and Colorado. There are distinct differences in civil litigation in state court between the two states. One of the key differences is that Colorado has an electronic filing system, but Wyoming goes not. I fin...

Maintaining anonymity with your LLC Wyoming law provides some opportunities for anonymity when running a company. However, this anonymity is not absolute. Under Wyoming law, the registered agent of the company is compelled to obtain a list of the entity's directors, officers, limited liability c...

It is easier to believe in Godzilla than that Corporations have values Recently, I have seen many news stories discussing corporate values. It seems that every prominent corporation has suddenly developed feelings and morals and has "values" that it wishes to impose on the rest of society. 

Most scams never disappear. They just reappear in different versions and under different names. One of the most far reaching scams is the work at home scam. I am not talking about folks who have legitimate jobs and work from home. There is nothing wrong with that. What I am referring to are the s...

During my time with the Attorney General's office I noticed that most of the online business schemes originated out of Utah. I do not know why. I surmise that someone was successful with such a scheme many years ago and over time, employees left and started their own schemes. Anyhow, the FTC has...

Sometimes people fall behind in paying their bills. When the debts go unpaid, creditors seek recovery of the debt . . . plus interest. It is not pleasant. Although debts are required to be repaid, and debt collectors may legally attempt to recover the debt, there are limits to the behavior of...

I just learned that one of my cases was in the news. It was a surprise to me as the reporter never contacted me for comment. Here is the story: A pair of Cheyenne residents have filed a lawsuit against a title company and a real estate agency for alleged negligence and breach of contract af...

Interesting Statistics: I started writing about consumer law issues on this website two years ago. I posted an interesting summary last year. I thought it would be interesting to update that with a new annual review. Here are some interesting numbers from the past year for my website and blog: ...

Be careful about your roofing contract This time of year sees frequent hail storms in northern Colorado and Wyoming. Already this year, there was a significant hail storm on May 23rd, and then again on June 18th and 19th. Hail storms often cause damage to roofs. In the wake of any significant h...

The Federal Trade Commission recently banned an individual from engaging in any debt relief businesses. The individual had been involved in a mortgage relief scheme. The scheme promised homeowners a way out of foreclosure and more affordable mortgage payments. The scheme would charge $3,900 in ad...

Why Harmony Law does not use Facebook There was a time when Facebook seemed like a viable method for reaching the public. It came to pass that Facebook started aggressively censoring content on its platform. This is unacceptable in a free society. It is contrary to the highest principals of Western Civilization. Facebook has essentially turned into the enemy of free people everywhere.

Clear and Conspicuous Disclosure I have addressed what constitutes clear and conspicuous disclosure on this site before. It is an important concept for advertisers and marketers to understand. The FTC recently entered an order against a company with regard to misleading claims about the anti-agi...

As I have pointed about several times before, manufacturers and retailers need evidence to back up product advertising claims. If a company lacks the evidence to support its claims, it is vulnerable to an investigation and enforcement action by the FTC. The recent FTC case involving Telomerase Ac...

Fraud in Wyoming The Federal Trade Commission (FTC) published its annual report on consumer complaints. The 2017 report provides some interesting perspectives on fraud in Wyoming. Here are some highlights from the report: Identity theft and imposter scams tied for the highest proportion of re...

Fraud in Colorado The Federal Trade Commission (FTC) published its annual report on consumer complaints. The 2017 report provides some interesting perspectives on fraud in Colorado. Here are some highlights from the report: Identity theft and imposter scams tied for the highest proportion of re...

Should I buy trip insurance? Vacations are great. But they are also expensive. American Express did a study in 2013 that showed that the average per person cost of a vacation amounts to $1,145. For a family of four, that amounts to $4,580. And the cost has probably risen since that study was p...

Wyoming is considering a new law that would provide for an elected Attorney General Currently, Wyoming is one of the few states where the Attorney General is not elected. Most states, including Colorado, elect their state Attorney General in the general election. All that may change if Senate Fi...

What is mediation? When someone becomes involved in a civil lawsuit, they often hear their attorney start talking about mediation. Mediation arises in almost every civil case. Yet, mediation is not always understood by the parties, and can sometimes even be confused with arbitration. I hope to e...

What is arbitration? Arbitration is becoming more and more prevalent in American society. If you are like most Americans, I bet that you are party to at least half a dozen arbitration agreements.

After a decade and a half of legal practice, I have some interesting observations about the impact of civil litigation on the parties. From these observations, I have some recommendations to litigants on how to better handle litigation. Dont take it personally Approximately half of the people ...

As I reported earlier this year, the Iowa Attorney General filed a complaint against Osmosis, a Colorado-based maker of drinkable sunscreen. According to the Iowa Attorney Generals allegations, the company made claims that its water had been treated with a device that changes the electrical en...